I’ve been guilty of this too.
Postmates will offer free delivery until Sunday at midnight. Or $5 sandwiches. Or $5 burritos. Or whatever promo and discount trying lure me to spend. And then I tell myself I’ll treat my self that day. But that $10 treat becomes an expense I hadn’t calculated in my budget which is no bueno.
But those treat yo self moments add up pretty quickly. And next thing I realize, I spent almost $100 on food outside of my grocery budget because I came across a deal I thought was too good to pass up. That’s the covert downside to “deals”. In order to get them, you still have to spend money. Especially when ordering out.
It’s only a deal when I was planning on buying whatever the item was and with the deal, I’ll be spending less to get it.
So I’ve been training myself to stop and remember the bigger picture. Remember why I hustle. I don’t have to hustle. I can be content with living paycheck to paycheck. I can hope my employer gives me a raise or I find a better paying job or I win the lottery that I never play. I can hope and wish for a lot of things. But acting is more effective than wishing and hoping. So before I open the UberEats app or the Postmates app, I ask myself what in the kitchen can I make to eat instead? Do I really need that? Is it worth?
Yes, I can make something to eat from the kitchen. No, I don’t really need to order that and it’s not work $15 plus the small cart fee. Small decisions like these help me steer myself back to what I’m doing all this for.
I gotta goal. I got something I’m aiming for. And careless spending is not going to help me get there.
What helps you stay on track and thinking about the bigger picture?