Earning more money (get it, girl) shouldn’t mean more problems. Yet, as our income grows, so does our expenses, which is weird as hell. I mean, think about it. When were making $35,000/year we’re buying a whole lot less stuff than when we’re making $50K or $60k a year. Shopping at dollar stores and discount box retailers. We were going to thrift shops and we’re catching matinees instead of going to opening night shows.
In other words, we were budgeting.
Yet, when we start making more money, we budget less believing we can now “afford” it. 🤔 Yeah, about that because I know firsthand how good it feels to having extra dough lining my pockets and not getting anymore below balance alerts from my bank. I get it, girl, I get it.
But before you starting adding items to your Amazon shopping cart, plan for your future first. Call me “mama bear” if you want, but I’m serious. Take some of that extra monies and double your savings. Create a travel fund. Pay down your student loan debt. Increase or start your emergency fund. Then when you’ve successfully established these funds and savings account, goEA get that spring dress that caught your eye in your inbox. Order those shoes that’s been on your wishlist since August. Just make sure to take care the you-now and the you-later as not to have any unnecessary money problems that can catch you by surprise.
Unless they’re rich people’s problems, in which case…