It’s Earth Day. And we’ve heard all day how we as a global community need to take more responsibility for the home we share: Earth. I grew in liberal California. Recycling was a part of P.E. We had organic grocery stores before it was this huge thing. Every hone and apartment complex had a blue container snd knew exactly what it was for. And a side hustler, you can’t find anyone more (perhaps, unintentionally) green than us… except for those people who still huge trees. I think they’re all in Oregon, though.
As side hustlers, we’re already “green” whether we realize it or not. We do are damnest not waste…anything. Money, time, materials. I mean, everything either gets reused or recycled before it gets discarded. And mainly because we’re working with a shoestring bucket. We can’t afford to waste because everything we do is geared to bringing in extra money.
That sheet of blank paper that printed because it was part of the printing job will get turned into notes and shoved into a book before it’s tossed out. And it’ll only get tossed out once we have reviewed those notes and transcribed them somewhere else. Side hustlers are already green because we’re strictly focused on making more green. For now, its the only color we see. Well, that and black. Which are all good colors when it comes to money.
Happy Earth Day for being green all year long!
So, after tax season comes tax return season or… audits… or money you may owe to the IRS. This is can be a touchy topic here, but bare with me. And I know lots of people will say, “If youre getting a tax return that means you gave too much money to the government interest free”. I don’t disagree with that statement but I’m not here for that arguement… yet. I’m here for those of you ladies who’ll be getting a return.
So, let’s talk about how we’ll be using that money and where it’ll be going. I’ve already received my state return and I had that directly deposited into my “Dream Home Fund”. That’s a bit of good news. If I actually see all of my $1,164 federal return, I’ve already decide to divide that into thirds.
- One-third will be split among my savings. $194 will be going into my Emergency Fund. And I’ll drop the other $194 into my “Dream Home Fund”. Really trying to beef up that goal.
- Another third will go into my business and personal development. Any remainder monies will go into my Emergency Fund.
- And the final third, $388, will hang out in my account for 30 days. If in 30 days I cannot find a real need for something important I need to buy, then it will be split again among my savings accounts. Or maybe I’ll start my Travel Fund. I’ll see.
If you noticed, I have only two real goals for my tax returns. To save money and to invest in myself. That’s really it. That’s all I want to do. I don’t need to buy anything for myself or my apartment. Im not trying to go on some splurge and live it up. No shopping sprees for me.
I made a decision not to pay down student loan debt, because I just feel right now while I am making steady payments on time, it’s important I beef my savings, both long and short term. And when I get my saving accountd to where I want them to be in the near future, I’ll change gears.
Point is: my money has a plan because I’m on a mission. What’s the plan for your money?
Happy, happy, happy Friday, ladies! April never looked so good. I’m really enjoying Spring right now. Hope you are too.
Well, I’ve been finding my momentum and kicking up a little speed. Enough speed to keep up everything I got going on and finding a nice balance to it. Managing my time better, particularly. And as easy as it sounds, it’s not. I mean, in a perfect world, it would be.
But things happen. I leave work late. Traffic through downtown is always hot mess, especially anywhere near on an on-ramp. I’ll get a same day notary client I need to see. Email correspondences I’ve neglected from earlier in the day. Over the course of a few minutes, it feels like there’s always something coming up making it harder to get important projects completed.
So I schedule in myself. I schedule myself in my calendar like I was one of my freelance clients. I block off a few hours a week and only work on stuff for me during that block. And it helps. More than I thought it would. I don’t get everything done but I get the ball rolling and as long as the ball is moving, so am I. For the moment, that’s what I’m gonna do.
Keep it moving.
It’s about time I start sharing what my hustle looks like, don’t ya think? Right now I’m in an Uber heading southbound to provide notary services for a client I received via Omega Homestead Remodeling. I was contacted by them via Craigslist. His assistant, Elizabeth, called me with the deets. So, here I am having a lovely conversation with Christopher, my driver who is also a options trader.
Working through a headache right now, not entirely sure if it was brought on my eating so late in the day or by clients who insist on monopolizeing my time. But I’m trying my best to work through the pain. Found some visual aids online how to use pressure points to alleviate the pain in my head. And speaking of pain, my biggest pressure points are time thieves.
Time thrives? These are people who have no regard for your time because they don’t care how they spend their own. I’m sure I’ve ranted about this before. Quite positive, actually. And I’ll continue to rant.
I think it’s absurd that people don’t know how to shut themselves off. Great, you have a lot to say. I can’t and don’t always want to hear I, though. Like many other people don’t want to hear it. And as talkative people, you need to learn to read body language. If someone is backing away from you while you’re talking, they’re trying to escape. If someone is clicking around on the computer while you’re talking, they’re trying to send you a message.
People, please… I beg of you. I envy social butterfly types. I do, really do. But I don’t always have the patience for you. So, please. Become intuitive. Learn when people have had enough. Don’t become a middle of the day pressure point.
I had a portfolio a while ago. It was horrible. At least, it was horrible to me. It was – I don’t know – too simple. Too lacking. Too something of what I didn’t want. But I feel I need a portfolio. I feel like I can offer more than I am and I have so much to give and do and that I’m not harnessing my best self in the world out there.
Now, Elle and I have been talking a bit as to what I would call myself title-wise. I wouldn’t limit myself to my job and I do so many odd jobs as it is, it’s hard to neatly fit it in a box and present it to strangers.
Ideally, I want my portfolio to be a digital landscape of my work and potential. And I want it to garner me freelance projects. But finding my scope is a little more challenging than I realize. So, I thought I would display myself on a webpage and see what comes to me in the building process. I’ve already purchased the domain name and email account, so I can at least present a sense of professionalism, when contacted.
Listen, I’m not working this hard for puppies and rainbows. I’m on a mission. And it needs to show.
I’m a big advocate for building a tribe. I talk about it as work but I also talk about it among my tribe, ironically enough, because I believe so whole-heartedly in having people in our lives that we vibe with. I think it’s important that we have people who understand us and share our ambitions. This dual lifestyle we live isn’t easy. Juggling everything all the time isn’t fun or delightful. And those that aren’t hustling or don’t have a side gig would simply tell us to stop if we’re so tired, or so overwhelmed, or so confused or whatever else we feel so often. But they don’t understand the “why”.
They see someone doing too much and do they say stop. We see someone doing too little and ask why they haven’t started. And then we have a clash of energies. And we do clash with people who don’t get it. We clash with people who aren’t striving for similar self-rewarding goals. They’re just doing enough to get by. That’s fine for them. But obviously, that’s not fine for us. Which is why we hustle. We grind. We strive. We aim. Yet, we also need to understand it isn’t fine to be around the energy of those that do too little.
I don’t know who said it, but I heard that it’s easier to be influenced to do less and give up than it is to do more and achieve. Probably because most people aren’t big on achieving. A lot of people as they get older stop setting goals. They stop making plans. If you want to achieve anything, you need to keep setting goals. You need to keeping aiming for something. People who just want to get by doing the bare minimum have no goals. They have no direction. And they are worst kind of energy to be around.
At least for high achievers and hustlers. See, we have a reason and a purpose for what we do. So when someone tells us to stop, it’s because they are tired of comparing themselves to us. And if we stop working so hard, were just like them. Executing the bare minimum and accepting less from ourselves.
Ladies, don’t. I don’t care who’s telling you to stop or you’re doing too much. Keep up the hustle. You got your reasons and you have your goals. Just focus on that. And those bad energy people, just gently nudge them away. They’re not ready to see success. And don’t they need to be tearing down yours.
Okay, so maybe I’m a little late asking this question, but I am curious… did you get your taxes done? It’s April 15th and Uncle Sam — who already knows how much you’ve earned last year as well as how money you owe or will be getting back — wants to know did you take the time to tell him again about your earnings. And not risk disturbing the restless giant that is the IRS, I want to make sure you’re on “its” good side as far as timelines.
Listen, I procrastinated too this year. I really dragged my ass when it came to filing my taxes, but once I started I was happy to have gotten it over with. Now, I’ll just wait to for my state return to be deposited in my savings account, which I’ve also nicknamed “Dream Home Fund”. And I’ll wait to see if I’ll get my measly federal return or will William D. Ford of the Department of Education apply it to my stagnant student loan bill.
Exciting things when it comes to taxes.
Point being, I hope you finished filing your taxes. The idea of requesting a an extension doesn’t sound fun. It sounds more like pulling off a band aid really slowly.
I was reading article from a Rachel Bitte, a contributing writer for The Muse, a website that discusses all things work, employment and getting hired related and she was addressing the legal layout of side hustling. I love reading about side hustling from other perspectives and learning something new. I make time to read every piece of content I come across about about side gigs because I’m really passionate about having side hustles. I live to hustle.
However, I was really upset after reading her article that I couldn’t even finish it in the first read-through. I had to come back to it in a calmer state of mind. Now, I understand that she is discussing the legalities of having or starting a side hustle and making sure people don’t jeopardize their full-time, rent-paying, keeping-the-lights-on job. I get that. But I don’t think she’s well versed in the reasons why people start hustling. She starts off by saying “maybe you love your job”. What the hell? Does she not know that studies have shown that between 75% and 85% of people in the U.S. hate their jobs? Those same people who hate their jobs actively look for other jobs while at their current job. Who is Rachel referring to? She talks about starting a passion project as a side hustle. Logically, I would think that if you love your job it would be in line with your passion. Yes, it’s possible to love more than one thing, but someone who loves their job and is dedicated to the work and the company and the mission of the company — does that sound like someone who’s gonna start a side hustle? For the heck of it? Really?
Then she goes to talk about speaking with your HR or company representative to make sure you’re not violating any non-compete clauses. That, I understand IF your side hustle is directly related to your work in your full time job. If not, what you do from 5pm to 9am is no one’s business but yours. Telling your boss about your side hustle is the equivalent to tell your employer you get hammered every Wednesday evening. That’s scary, if you do, but that’s none of their business. Just like your side hustle is none their business.
Then Ms. Rachel goes on to having the person confirm with boss or employer that they’re 100% committed to their full time job. NO THEY’RE NOT. People start a side for two main reasons: they need to earn more money that they’re not making at their full time jobs or their full time jobs aren’t completely fulfilling them professionally. That’s it. If you love your job and are getting paid what you feel you are worth, chances are you’re not side hustling. There’s nothing wrong that. But the notion that side hustling is a decision made whimsically and light-heartedly is foolishness. RACHEL, it’s foolishness.
I’ve included the link to the article below. Tell me what you think. Am I being too dramatic? Mind you, I take side hustling seriously.