Money Matters: More Green, Closer to Black

Yesterday was a good money day for me. Correction: yesterday, was a good financial day for me.

About 4pm I confirmed a notary client that initially wanted to meet in Silver Lake, then later in Glendale. That allowed me to negotiate a higher travel fee, and upon arrival, what turned out to be two signatures, doubled to four. 13 miles from home and seven minutes of my time turned into a $95 service I was paid for.

On the way home from said notary client, I noticed Navient sent me an email regarding my next student loan repayment invoice. And I didn’t want to hear, especially since I had just got finished paying this month’s bill. But as I was reading the email notice – then later confirmed when I logged online to the website – my payment fee had dropped roughly $66.

Okay. I can get on board that. That doesn’t mean more money for me to spend, just that I gotta get wiser how I use the money I’m “saving”.

And to add the cherry on my pie, I learned through my credit card app and banking app that my credit score had jumped 28 points.

I feel as if I’m on a very good financial high. Like, if I continue to curtail my unnecessary spending, monitor my credit, pay down/off debt and save for my future, I really might get to that lovely I often see in my head and call my “future life”.

How’s your financial week looking?

Inside the Hustle

I’ve been texting a prospect notary client for over the course of 30 minutes. She found my ad on Craig’s list and needed someone to meet her at the Long Beach county (it’s actually the Century Regional Detention Facility) to have her wife sign a document to get their/her car out of impound.

Sure. $15 for the notarization. $40 for my travel fee, after all it’s outside of my service area. The last time I had to appear at jail for a client, we just had one of their officer people get the guy. Uh-uh. Not for this facility. They want you to create an account, make an appointment online a week in advance. I mean, damn!

So, I’m just waiting to see what the client says. Some of the challenges I face, as I continue to learn all about the reasons why someone needs a notary.

Happy Friday: Shake, Shake, Shake

Happy Friday everyone!

For my peeps in SoCal, did you feel the earthquake yesterday? Whoa! That was a pretty big one, right? They initially reported it as 6.6 magnitude. I was in my apartment when it hit and it felt like a rolling motion. And my apartment unit sits in the third floor, so it felt stronger higher up rather than if I was in the ground.

But I sat through it like it was nothing. Because it kind of was. I’ve lived in California all my life. It’s the small price we pay to also have had 75° weather on the 4th of July.

Listen, I’m a part time small business owner. I have side hustles. I’m used to rolling with the punches… or in the case, the earthquake. Things happen out of nowhere. And I gotta roll with them. They very same way you do. We do all.

So, let the after shocks come. We’re still going to be here. Becoming our own movers and shakers.

She Supports: Me!!! (Michelle)

I wanted to try something different in July and moving forward. I wanted to really start highlighting hustling ladies and their ventures to better give them their due justice. This is such a great time to be a woman on the move and I really want to help capture what myself and other hustling ladies are doing so I am including posts that focus on supporting women and their hustles titled: She Supports.

And I hope you dont mind that I’m kicking this off with obviously supporting myself. After all, if I don’t support me, who else will.

Last month, which was only a few days ago, I released my second self published book, but it’s my first book that I felt I put a lot into when crafting the content. It’s titled:

The Single Woman’s Guide to Side Hustling

A piece of work I am very proud of and proud to be sharing with the world. I’ve had a lot of positive influences and people who contribute to keeping me smiling and mentally in the zone, so I thank them all for their energy, as that too went into the book.

Please support my book by making a purchase. My goal is to get this book in 200 hands by the end of the year. In the book, I really talk and share how I got started side hustling, what have been my tricks and tips and even secret sauce, so to speak. And in the book, it encourages other women to take up side hustles as well. I’d like for honest feedback and opinions. And if you’re willing, even have an open dialogue about the freelance and gig work space.

Hope to hear back from you and what your thoughts were!

https://www.amazon.com/dp/1096256231/ref=cm_sw_r_other_apa_i_GcwhDb301GRSP

This Week’s Goal: To Outline and Plan My Goal

My goal has always been to be self employed. Fully. No full time job cushioning the dream indefinitely or funding the dream for the long haul. The goal has always been to eventually move into the self employed space and make that my permanent reality. After leaving the Girlboss Rally, I’ve been told I need to be strategic about my goal. And that I could accomplish being self employed in the next two years.

So… this week, and thanks the 4th of July holiday for giving me an extra full day off, I will be working on my strategic plan so that in the next 18 months, I can build the life I want and do the things I’ve always wanted to do.

I enjoy my job. I really do. And it’s ashame this job came so late in the employment game for me. I think if I had this job earlier on, I wouldn’t be so jaded about employers or about working for someone else. I may not have even wanted to work for myself if I had this job earlier. But everything happened the way it did and perhaps, they it was suppose to so I could dream this big dream and have these lofty goals.

And so I will aim. High.

Working 5 to 9: Down Time

There’s nothing like some down time when things are slow. You can get caught up. You can get things in order. You can catch on personal things. You can even do laundry. But down should be used wisely in between clients. And, depending how you look at it, down time be an assorted bag.

Trust me, I love when I have nothing pressing or due, but that also means I don’t have any extra income coming in. So when I get a little down time in between clients, I either prep or rest. I don’t try to overthink my down time, which sounds a little weird, I know but it’s true.

Rather than overwork myself, I brainstorm. I right ideas down. I take notes. Nothing more. If not any of that, I literally rest. I get caught on sleep. I enjoy a glass or two of red wine. In cooler weather, I’d enjoy a few cups of herbal tea. I watch an inspiring or listen to something inspirational like a TED Talk or speech. I focus on making that time about shifting my thoughts and being in positive mindset. And it’s so important to try to remain positive as possible. Juggling multiple projects, work and pretending to have a life… down time is a good thing.

Get Motivated: Meet, Network, Chat Up, Repeat

Yes, I’m still high from attending the Girlboss Rally this weekend. And over those two days, I was reminded of something very important we women do but shouldn’t: we carry the burden of work – whatever work we do – all alone as if we’re the only ones experiencing our sort or level or dedication and standard.

Taking a page from the business consultant, Ivy Slater, we get more work done when we ask for support. Whether we need to go to a women’s conference such as the Girlboss Rally to be reminded of this. Or if need to ask out closest friend, like Elle is to me, to contribute to our blog, we need to ask for support. We need to network. Meet up with other like minded women, share our work or what we’re working on. Not for validation or for compliments. But for support. Our there is our tribe… let’s meet them halfway.