Sitting here at this really unique and inviting coffee shop near the corner of 6th Street and Shatto Place called Cafe Mak. Meeting up again with Nina from NextDoor, a freelance writer I’ve been communicating with over the past couple of weeks. She’s working on her resume for a writing opportunity in the beauty industry. And me — just happy to be out of the house, although it’s a wonderfully chill Sunday afternoon.
I’ve made a commitment this month to get our more and meet new people and stay connected to the ones that matter. So, far so good.
Met up with Felicia last Thursday in Leimert Park after our company event, since she lives near there. Planning to meet Chamian Downtown this upcoming Wednesday. And if Kelvyn reaches out to me this week, I’ll see if he’s available to mee this Friday after 3pm. He may actually be a client. So, fingers crossed on that prospect meeting. I do have to meet up with Federico next Sunday to complete the website review. It’s going have to be around 1pm as I have my Discount Notary Day that morning and I am already committed to it.
But, yeah. Connecting to people as of lately has been very nurturing to my soul. Don’t get me wrong, I can get “peopled out” too, where I just need to be away from everyone. But stepping outside of my walls and connecting to like minded people has many rewards.
Anyone wanna meet up?
It feels good when things are working out and things are good. It pumps me up, it makes me want to do more and keep those vibes and energy going. And when things are good, I never question it. I just ask that they stay as long as they can.
But the best thing about being on a roll and having things go your way, is taking advantage of that momentum and using it to gain traction on other things you have going on or want to start. For instance, I finally have the concept for my business that Female, Single + Hustlin’ birthing in the back of my mind. I was talking to our guest speaker at work today and she’s been an independent IT consultant for about 11 years now. She works for home, knew back in college she wanted to work for herself and she’s about my age. And we were talking about the importance of having a community of upward bound women to bond and connect with would’ve been so impactful to our success if we knew things, like the company I work, out there existed earlier on.
And during our discussion I had a quiet light bulb💡moment when I was sharing with her my passion project, Female, Single + Hustlin‘. And how I wanted to help women like myself create profitable side hustles, as she too is all about side hustlin’. LOVE IT!!! So when my light bulb went on, the idea of it just kept playing in my mind over and over and over again.
So… I’m going to have to try to run with this now that it feels much clearer that what I was trying to piece together. And I hope it turns out better than I expect. But don’t worry. I will share with you the deets once I have planned and outlined everything out.
I talk a lot about hustling, why I think it’s important every woman has a side hustle, how a side hustle can bring in extra income and set one up for self employment, should you so desire. But, there’s gotta be a commitment to the side hustle if the end game is about financial and career freedom. Because ultimately, that’s what I want.
So, it’s time for me to stop playing small and set my intentions. I really need to set myself up for the success I only see on my vision board. I need to plan, strategize and execute as if 2019 is the only year I’m given this opportunity. I need to go to bed every night with a goal in mind for the next day. And wake up every morning executing that goal.
Yes, I need to finish some websites. Yes, I need to clear, clean and organize the hell out my stuff and life. But more importantly, I need set my intentions towards the life I know I want to lead.
I believe I’m ready to make that commitment to myself. How ’bout you?
It’s about time I start sharing what my hustle looks like, don’t ya think? Right now I’m in an Uber heading southbound to provide notary services for a client I received via Omega Homestead Remodeling. I was contacted by them via Craigslist. His assistant, Elizabeth, called me with the deets. So, here I am having a lovely conversation with Christopher, my driver who is also a options trader.
I am over the moon to announce my upcoming book “A Single Woman’s Guide to Side Hustling “. This was a year long project I’ve been working on and I’m excited to be releasing it with the world. Or, you know, a handful of readers. I decided last year to write something for all of my would-be side hustlin’ ladies and now that the project is complete, I cannot wait to share with you.
I get real about my life experiences, people in my life and what I’ve done/do to make my side hustles worth my time. I hope you’re able to purchase a copy. I’ll have an eBook and hard copy version available. And would love to hear your honest feedback once you had a chance to read it.
It’ll be published and available for purchase at the end of April. Yay!
I’ve been guilty of this too.
Postmates will offer free delivery until Sunday at midnight. Or $5 sandwiches. Or $5 burritos. Or whatever promo and discount trying lure me to spend. And then I tell myself I’ll treat my self that day. But that $10 treat becomes an expense I hadn’t calculated in my budget which is no bueno.
But those treat yo self moments add up pretty quickly. And next thing I realize, I spent almost $100 on food outside of my grocery budget because I came across a deal I thought was too good to pass up. That’s the covert downside to “deals”. In order to get them, you still have to spend money. Especially when ordering out.
It’s only a deal when I was planning on buying whatever the item was and with the deal, I’ll be spending less to get it.
So I’ve been training myself to stop and remember the bigger picture. Remember why I hustle. I don’t have to hustle. I can be content with living paycheck to paycheck. I can hope my employer gives me a raise or I find a better paying job or I win the lottery that I never play. I can hope and wish for a lot of things. But acting is more effective than wishing and hoping. So before I open the UberEats app or the Postmates app, I ask myself what in the kitchen can I make to eat instead? Do I really need that? Is it worth?
Yes, I can make something to eat from the kitchen. No, I don’t really need to order that and it’s not work $15 plus the small cart fee. Small decisions like these help me steer myself back to what I’m doing all this for.
I gotta goal. I got something I’m aiming for. And careless spending is not going to help me get there.
What helps you stay on track and thinking about the bigger picture?
I know you want to finish the line with…
🎶 read-ing rain-bow🎶
But seriously. Reading was probably the kick in the pants for me that got me really into side hustling. I mean, it was how found so many opportunities to create extra income. By reading. By learning from other people who were kind and wise enough to document their experiences so people like me could read and learn from them.
500 channels of just stuff television and I promise none of that is going to get you up the way or good book or article is. Shift your mind and turn a page.
…then comes planning.
Aaaah! I know I’m a few days late following up on our money challenge for August, but I wanted to check in quickly and get us started for this week even though it’s half way over. But no worries. This next part is easy. Ish.
Now last week we wrote out our expen6se, right? What’s going out? I did it too because what’s the point of calling it our money challenge if I’m not participating, right? I used an Excel sheet even though I also use Mint and Trim to help me stay mindful of upcoming due dates. And I have a little over $1,800 in life expenses. Wowzers. Now, for LA that’s actually on the low side and to be fair, here’s why:
- I don’t have a car payment. Got a used car from a friend, paid in full.
- I live in a studio apartment for under $1,000 a month, utilities included.
- I don’t have cable or satellite service. I have a Roku device. I cut the cord about 2 years ago. I only subscribe to Amazon Prime and Netflix (the $7.99 Netflix). So my in-home entertainment costs is a little over $14 a month. And I love it.
- I take the bus to work and most places — and I have a car? Well, my mom drives the car since I live about 1.2 miles from work. That monthly TAP card for the bus is about $100.
- I’m still on our family plan cell phone bill with T-Mobile. I do pay the bill for all of us, but if I didn’t, my portion would average to about $60 a month.
- I also save about $100 a month. That doesn’t include the 401K account I have with my job in which $280 is deducted from my check before taxes even are every month.
- I try not to spend no more than $200 on groceries and $60 on eating out for the month.
A little rigid? Yeah, maybe. Why? I have a dream home in mind. That’s why the budgeting, that’s why the cutbacks in certain luxuries or amenities. I want something bigger and better down the line, so I’m making small sacrifices today.
So, the next part of
your our August money challenge is to figure out why we’re budgeting and what we can live without for little bit. Make budgeting plans.
I can live without cable or satellite TV. I get most of my news from the internet anyways. I’m down for reruns and I get to discover a bunch of stuff I never knew I’d like. Plus, when I had satellite TV, I was paying almost $70 a month for basic channels. But I spent 9 hours at work and getting to and from there. About 7 hours of sleep and another 1.5 hours getting ready for work. So 17.5 hours I wasn’t even getting my money’s worth during the work week. Damn. All that money down the drain. Now, I get to keep that dough.
But I’m budgeting with a plan in mind. I know why I’m budgeting and what I’m doing this for.
So, you know what you’re spending now in greater detail. Maybe some of those monthy subscriptions to stuff you don’t really need. Look over all your expenses and see what you do without for your ultimate goal in mind. I’m sure it’s worth it.
I have a smile on my face today.
This passed Saturday I finally completed my passport filing. I have made several appointments and at least two genuine attempts to apply for my passport but failed miserably do the confusion and time constraints. But Saturday, I was on it! I even found my passport photo that received when I had to the application and live scan for my notary commission. I had been looking for it for months just about resigned to paying the additional $15 for something I knew I already had. But when I woke that morning, something told to check behind headboard/stand and sure it enough it was.
I’m also smiling because I finally opened my business bank account, to better help me manage and separate my monies and expenses. Something very important to me but never had the time to do. Both tasks were completed within in a matter of week of one another.
And I’m smiling. I’m smiling because it was earlier this year when I wrote what I called my “personal business plan”. A document I typed up, edited and printed to show my goals for every quarter of the year. And to be honest, much of the stuff I wanted to get done didn’t get completed, for whatever reasons . But some stuff did. And two large ticket items for me were my passport and business account. I had them on wrote them down and included them in this quarterly task list. Just last Friday, I met a financial goal, which I in the business plan as well. There were items and unchecked boxes I was approach with much trepidation because I didn’t know the how. I was worried that along with the conviction, I needed to know the how of my plans. I mean, how else was I going to execute a plan if I didn’t know how I was going to do it?
But I’ve been working. Networking. Hustlin’. Trying to go as hard as I can after dream and the things I need to get done in order to achieve the dream. Keeping my head down more and just focusing on the bigger picture. And my plans, however small or inconsequential to someone else, perhaps, are unfolding. Not at the exact times I would like them to do, but they’re still taking shape and blossoming. And it feels good. And has me smiling. I’ve read about the power about making plans, writing it down, putting it on paper. Something to do with the way our brain our wired to perceive actions and goals in our mind. And I here I am on the path to be living proof.
AND I LOVE IT. No, really. I do. I have finally seeing the fruits of my labor manifest.
What other plans can I make come true? I’ve got time.
Or more like, are the efforts I putting out today building the goals and dreams I envision in my head? And much of the time, my answer is I dont know. Now that doesn’t mean I don’t have a plan in place of where I’d like to get to. It just means I am not always sure that everything I am doing is will factor in to the overall plan.
But… my actions are still fruitful and produce many positive and learning opportunities. Otherwise, I would need to either revisit the plan or start over. And starting over is too hard. Not impossible, just hard. And time consuming. And resource draining.
Every so often I am to remind myself that my actions will contribute to the means for a prosperous end and dont need to know the how every thing will fall into place. I just need to keep working on the dream and trust that it will fall into place.
Don’t stop building.