Small Hustles Into Big Gains

I’m a personal believer that if you want to succeed, accomplish or tackle anything in life, you gotta start somewhere. And oftentimes, “somewhere” is a small, tiny place only you can see. Believe you me, I know. But starting small doesn’t mean you have to stay there. It’s just a place you gain experience, you get familiar, to better understand and even to be inspired from.

I’m going to be sharing some links and information in the coming weeks I think a hesitant but in the making hustler can dip their toes in a s see if they like the water. After all, I hope you’re reading my site because you’re interested in earning extra money you can be in control over.

For those of you skeptics who are curious if you can (some kind of) money online, try CoinOut:

https://coinout.com/referrals/new?r=RXYHXH6

It’s like the Ibotta app, although every receipt earns money back. Not a lot and not all at once, but it’s something. And when you’ve reached a $20 threshold, you can transfer the funds to your bank or open on online savings account with HSBC with a 2.23% interest rate. Just sayin’.

Big goals aren’t always accomplished they way you imagined. So take a chance and try something different.

Money Matters: Cutting Back on Your Spending

As a hustler, one of our biggest obstacles is money. I mean, isn’t that the reason we got into side hustlin’ to begin with? But not just making more money, but managing it, saving it and as we all do at some point, spending it. But sometimes we forget to shift our mindset about our money from spender to saver.

One of the best ways to get in the habit of saving more of our hard earn extra greenbacks is to start cutting back on the things we’re already spending on that we don’t need.

Side hustlin’ is not about wants, it’s about needs. Supporting the needs, fulfilling the needs, saving for future needs and of course, needing to earn more. Wants go out the window (at least for a little bit).

To help you better manage your side hustlin’ money, cut back on your Starbucks or Coffeebean drinks. Skip Kindle for your books and go to the library. They got digital copies too, now. Pack snacks for on the go and lunches for work. Bring water with you wherever you go to avoid the temptation of spending on convenience store drinks. Limit your Uber or Lyft rides to a reasonable number and on a need basis per month. Shop at the Dollar Tree for office and work supplies. Need a better outfit to impress a prestigious client? Good Will. Or ThredUp. Or Poshmark. Second hand is your friend.

As you can see, whatever you need to get your side hustle off the ground and start bringing in real dollars begins with you first changing where your money goes. If you wanna see more money coming in, start by letting less money go out. Then your side hustle money will really look good. Hello!

Money Matters: Setting Goals

saving and making money

Since it’s still early January and many people are making promises and resolutions to themselves on how they’re going to do better this year, I want to continue to talk about money.

Openly.

Honestly.

Because, let’s be honest here, it is the catalyst to anything we want to do in our lives.  From going to the grocery store to take a week long vacation in another country.  Money is how we get there.  And I don’t care how you come across money, you’re still going to need.  Whether you work for it or someone gives it to you, money, money money.

I promise you, I’m not obsessed.  I’m conscious.  I am conscious of the tool money and how it plays in our lives.  More importantly, how we allow it to play in our lives.  So, let’s start of this year right.

Let’s set some money goals.  And we’ll do this together.

Here, I’ll tell you mine for 2019:

  • I want to save $1,000 for my Chase Savings account.  Chase, like many of the other big banks, aren’t paying anything in the way of interest.  But I’m not saving this grand for the interest, but rather for immediate access.  For an emergency.
  • I want to earn a minimum of $2,000 for the notary this business this year.  I had a pretty good year last year with my notary business as a part time venture.  It definitely has pay for itself a few times over, but now.  I want to take it up a notch.
  • And, I want to add an additional $1,000 to my dream home fund.  Started this a couple of years and have successfully saved over $2,500.  It’s not much in the way of buying a home, especially here in LA, but you know what they say about taking on something.  You gotta start somewhere.

So, all in all, I am looking to save and/or earn an additional $4,000 this year.  Ambitious?  A little a bit.  It just means I’ll have to be more creative than I’ve been in the past to get to where I want to be.  Hence, that’s why I hustle.

So, what are you money goals for 2019?  I’d love to hear them.