Money Matters: More Money Should Mean More Problems

Earning more money (get it, girl) shouldn’t mean more problems. Yet, as our income grows, so does our expenses, which is weird as hell. I mean, think about it. When were making $35,000/year we’re buying a whole lot less stuff than when we’re making $50K or $60k a year. Shopping at dollar stores and discount box retailers. We were going to thrift shops and we’re catching matinees instead of going to opening night shows.

In other words, we were budgeting.

Yet, when we start making more money, we budget less believing we can now “afford” it. 🤔 Yeah, about that because I know firsthand how good it feels to having extra dough lining my pockets and not getting anymore below balance alerts from my bank. I get it, girl, I get it.

But before you starting adding items to your Amazon shopping cart, plan for your future first. Call me “mama bear” if you want, but I’m serious. Take some of that extra monies and double your savings. Create a travel fund. Pay down your student loan debt. Increase or start your emergency fund. Then when you’ve successfully established these funds and savings account, goEA get that spring dress that caught your eye in your inbox. Order those shoes that’s been on your wishlist since August. Just make sure to take care the you-now and the you-later as not to have any unnecessary money problems that can catch you by surprise.

Unless they’re rich people’s problems, in which case…

Happy Fridays: Hitting Targets

Happy, happy Friday, my fellow hustlers. I tell my coworkers all the time, “I was looking forward to this Friday since last Friday!”

But I mean it when I say it.

And this Friday I’m particularly happy for… having met a financial target goal for the month!!! Whoooo! Seriously. I’ve set target money goals before and I’ve always struggled to meet them. And it’s taken a while for me to set a plan and a strategy in place and now that I’ve got one going I’m happy with the result.

And that meant adjusting my target goal to a more reasonable number that didn’t feel daunting or disappointing when I didn’t hit it. And there’s almost 2 weeks left in the month, and I’m wondering how much more can I push it.

I think I can push it and I think I should.

Wishing much success for many of you to hit your targets for the week or the month. And if you haven’t, I hope you’re on track!

Happy Friday.