Professional Development

I am a big believer in professional development. I actually spent of all of 2015 focusing on that, more specifically Marketing. Much to my surprise, my current employer thought nothing of it, but that hasn’t slowed me down one bit!

I’m currently sitting in my Bookkeeping/ Accounting Concepts and Analysis class. This stuff is a bit over my head, but I’m going to stick it out and single hustlin’ female do not give up or given.

PTHS Tuesday: Division, Subtraction and Addition

Part Time Hustle Struggle: Time is the answer and equation involves division, subtraction and addition.

I find that the subtraction and addition become easier to pinpoint when I become more focused, but the division gets a little tricky.

It’s easy to begin to subtract what is not important in my life as I make more and more moves to become career independent and financially free. I know what I want and I direct my energy and my TIME to it. In doing so, I subtract people who fall in one of these categories:

  • Negatively critical – offer nothing constructive, because they have nothing going for them
  • Have nothing going for them altogether – when the goal becomes crystal clear, it becomes a chore to entertain people who aren’t on the same mental wavelength
  • Hot air balloons – people who keep offering their help but never produce any kind. Almost as if they’re waiting for you to achieve it before they believe it
  • Small dreamers – they got dreams but they’re small. And not because they’re potential is small. They just believe they deserve less or “enough”; they believe in false truths
  • Toxic people- the worst. Nothing they say is positive and nothing they do is positive. The world sucks they’re doing nothing about it, it’s not their problem

Subtracting these people is easy. Adding better quality like-minded folks, easy too, but takes time. They have to find you, you have to find them. Work is involved.

But when the clutter is cleared and we’ve aligned ourselves with the right people, dividing our time is the biggest x variable I know. Yes, I believe in doing only what serves me. But that includes maintaining and building relationships. Improving my health and wellness. Increasing my business/ my bottom line. Saving more. Earning more. Making smarter investments. And all they while holding down a full time job. And God forbidden the other life occurrences that love to surprise me.

Hats off to the people who have kids and do this, because I’m still trying to make it work.

I think that the biggest part time hustle struggle is how to best divide your time to live and grow the life you want.

Side Hustlin’ Sunday: Licenses and Certificates

I never thought I’d be the type of person who would chase after certifications and licenses as a way to earn extra money outside of my 9-5. Don’t get me wrong, I know that the more education someone has and the higher their degree goes, the better positioned they are for negotiating their desired salary. Like, a ‘duh!’

But how many people would a course or two or however many were needed to get a license or a certification to earn extra money? Which, I guess could be argued as being the same as earning ‘more money’. But I’m not talking about earning ‘more money’ as a W-2 holder, but rather as a freelancer. An independent contractor. Dammit, a hustler.

Who here is willing to spend the time and money on themselves for themselves, not for an employer? Not to look good to another employer, or look more appealing to your current employer or because an employer asked/commanded of you. Just for you to add to you wealth toolbelt.

I have a notary commission/license. Earned it last year. Been putting it to work and earning back the 18 hours of training that went into it and the $306 investment I made for it. I’ve reaching out and networking, putting myself out there on a daily basis. Because my success matters to me.

How many people are ready to stop being C students and are ready to go for As and A+s in their own professional journies?

Money Tip: Challenge & Reward

Money Tips

Give yourself a financial challenge to aim for a period time, then reward yourself if you hit the mark.  For instance, if you typically eat out often (I’ve been guilty of this before), challenge yourself to go one month without eating out.  No take out, no delivery, no dine in, nada.  Cook and eat at home.  Too hard? Try two weeks, then.  Go two weeks without spending any money on eating out and if you’re successful in that time, reward yourself.  Hey, if that worked better than you expected, maybe you can go one month.  Who knows?

Your reward? Calculate how much money you would have spent over those two weeks and put it into your savings account.  Boring?  Okay, then.  Buy yourself a piece of clothing.  A professional piece of clothing.  Something you can meet a prospect client in and they wouldn’t mind meeting you again.  Or, use that dinner change to take a course at a local junior college.  Expand your knowledge and skill set.  Make yourself more marketable.

The idea behind this challenge is to stop wasting it where we don’t see any returns on our money and start saving and investing it.  What did I say Sophia Amoruso said?  Money looks better —where?-– in our bank accounts.  Definitely not on our plates.

Thursday’s Thoughts: The Women Who Are Too Good to Learn to Cook

I expect some backlash from this.  Bring it!

I have very little respect for women who talk about how they don’t like to cook because they don’t want to be labeled as domesticated or be treated like the good little housewife.   They’re all about their careers, they want to be movers and shakers.  They want to be the best in the business, whatever their business may be.  They’re 21st century women and they want to be treated as such.

I support that.  Whole-heartedly.

But don’t tell me that you’re too good to cook or learn how to cook because that’s not your thing.  Or you’re a more ‘evolved woman’ than the rest of us because you designed your life around being a breadwinner and not a homemaker.  Bish, please! You obviously haven’t evolved from eating, so how do you get food down your throat?  Oh, you order in  Or you go out.  And how much is that costing you?  Seriously.  Let’s talk about the finances of the Miss Independents who don’t cook.  Because you’re probably dependent on GrubHub or Postmates.  And that $3.99 to $4.99 delievery fee (I can’t get with that, I’m sorry).  Or some other delivery service or restaurant for meal nourishment.  Spending too much money — money you could otherwise be saving or investing — on something you’ll see in the toilet (gross, but point made).

There’s this guy at my work who buys breakfast and lunch together 3 times a week.  Each meal is $8.45 (I used to have a meal and here and there). That’s $16.90 a day.  Three days in a work week, that’s $50.70.  That’s $202.80 a month.  I spent less than that on groceries last month!  And that’s probably the average I spend on groceries in general!  And that only covered 24 meals for that guy at work.  So what about dinner on those same days?  Or the other two days of the work week?  Or the weekend?  How do people really get by spending so much money something they shit out?!?  Why is are so many people turned off to cooking at home?

As single female hustlers — and my male hustlers too — not only is wasting so much money on eating out detrimental to our personal bottom line, it’s not healthy.  It’s not logical. It’s not what hustlers do.  Every penny we earn matters and serves a purpose before it leaves us.  That penny is going to go into a pre-planned budget we’ve already created before the month started.  Or it’s going to be re-invested in ourselves (workshops, classes, etc) or in our side hustlers (business cards, websites, paid networking events) or we save it for a rainy day.  And anyone who’s been hustlin’ for a while knows of them rainy days.

I’m not saying you can eat out once in awhile. Treat yo’ self.  But become wiser about your money and what it takes to keep it.

So, ladies.  Get over yourselves with this whole I don’t cook, I can pay people to cook for me thing.  I’m sure you can.  I don’t doubt that for one second.  But wouldn’t it be better for that disposable income of yours to go to something more useful than meals eaten out all the time?  If you think I’m gonna spend $202.50 on groceries and then turn around and spend another $200 on just food I eat outside of my home, you’ve got another thing coming.

True hustlers know they value of money and how to make it work for them.  And we cook.  We’re a different breed, y’all.