Money Matters: More Green, Closer to Black

Yesterday was a good money day for me. Correction: yesterday, was a good financial day for me.

About 4pm I confirmed a notary client that initially wanted to meet in Silver Lake, then later in Glendale. That allowed me to negotiate a higher travel fee, and upon arrival, what turned out to be two signatures, doubled to four. 13 miles from home and seven minutes of my time turned into a $95 service I was paid for.

On the way home from said notary client, I noticed Navient sent me an email regarding my next student loan repayment invoice. And I didn’t want to hear, especially since I had just got finished paying this month’s bill. But as I was reading the email notice – then later confirmed when I logged online to the website – my payment fee had dropped roughly $66.

Okay. I can get on board that. That doesn’t mean more money for me to spend, just that I gotta get wiser how I use the money I’m “saving”.

And to add the cherry on my pie, I learned through my credit card app and banking app that my credit score had jumped 28 points.

I feel as if I’m on a very good financial high. Like, if I continue to curtail my unnecessary spending, monitor my credit, pay down/off debt and save for my future, I really might get to that lovely I often see in my head and call my “future life”.

How’s your financial week looking?

Stay Motivated: Never Say “No”, Because of An “I Don’t Know”

I receive a text earlier this afternoon from a prospect notary client asking for a notary presenter service. Having never performed this service before, my first thought was, huh?

In the short year and a half I’ve been a notary, I have never been asked to provide this particular service. Every notary service has been me stamping, me witnessing signatures and other people signing. In a nutshell, at least. So when I got this request, I was dumbfounded. I first wanted to reply back and say “no and good luck”. I didn’t want to perform a service that I hadn’t done before and I definitely didn’t want to mess it up. Notary services are considering legal services . That’s why we’re all require to take out a bond. I happen to also be insured.

But then it dawned on me I wasn’t doing what I tell everyone else to do: Google it. Had this been anyone else dealing with me, I would have very strongly suggested they Google whatever they didn’t know. So that’s exactly what I did. And it took a few clicks and opening pages to confirm that I understood what this client was asking of me. I read and reread the information until I felt comfortable responding back to the client and negotiating a fee.

I responded back about an hour and half later after their text and unfortunately, they had found someone else to perform the service. But I don’t feel bad. I don’t feel like I missed out, even though I’m not the notary they’re using. I would have felt like I missed out had I said no without even trying to understand what was being asked of me. But now that I took the time and researched the service in greater detail, I feel confident in handling this in future should I ever be asked again.

What did Wayne Gretzky say?

“You miss 100% of the shots you don’t take.”

Inside the Hustle: Notary Client (Deja Vu)

Remember that notary client I saw yesterday near the Beverly Hills area? Well, I am servicing them again! Repeat clients are my favorite clients!

I left my website client in North Hollywood after spending nearly 4 and a half hours with him and now I’m headed to South LA where the client has his business to meet him for his additional notary needs.

I’m in the backseat of this Uber, nauseous as hell because I haven’t eaten all day and I haven’t had a break in between clients. And I get motion sick when I read in a moving vehicle. But would you believe, I still love doing this?

Inside The Hustle: Same Day Notary Service

On my way to service a notary client in the Hollywood at a nursing / convalescent home. The person helping or representing them found me on Craigslist last week and I was lightly in touch with her for a few days. Usually, when I don’t hear back, I assume they found another notary or no longer need the service.

But she sent an email and I’m on my way. I just wish she provided me a contact number. Little logistical necessities that help a great deal.

She’s also lucky I’m available right now since I’m flexing my time at work. I don’t have to be at work till 12:30pm, so squeezing this in works for me. I just hope I can reach by her time I get there and secure this assignment.