Working 5 to 9: Is It Too Much?

I preach so much about how important or freeing it is to have a side hustle that I often forget or ignore the fact that maybe the reason most people don’t have a side hustle is because they don’t want one. I often assume the reason someone doesn’t posses a side hustle is because they dont know of the possibilities a side hustle and the extra income it can offer. What if everyone is aware and only few people seek out side hustling because at the end of the day, a full time job and a side hustle is just too much?

I’m a single woman. And by single I mean I’m not married. I have no husband (or partner if I wanna be P.C. about it), I have no kids, no mortgage, no children’s college I’m funding or ill older parent I’m caring for. A side hustle was made for someone like me. Someone who can remain focused on themselves. Someone whose priority is just them. What if you’re not single? What if you got little ones running around the house? Or a spouse whose income you rely on to help support the mortgage and the bills? Can you still have a side hustle, your full time job and your life?

The technical answer is yes. But the question is, do you want to? Do you want to juggle something else on your plate willingly? Do you want take on odd jobs and gigs. You want to use your spare time on other “work”. I can’t answer that for you. But you know whether or not you could and if the rewards would be worth your time.

So even though this blog is dedicated to the single woman out there hustling to pay her bills and save for that Spain vacation, I want to acknowledge the moms and caregivers who’ve thought about taking on gigs to supplement their income or expand their skill set. I know you have a lot on your plate and you’re taking care of priorities bigger than yourself. You’re not forgotten. You’re just hustlin’ in your own way.

And maybe your answer is yes. You’re willing to use the quiet in the morning when everyone is asleep to start your hustle. Or after you put the kids to bed. Maybe… you just need a little push. If it’s not too much.

Money Matters: Get You a Side Hustle

If don’t have a side I hope you’re already living your dream. And if so, πŸ‘πŸ‘πŸ‘πŸ‘πŸ‘πŸ‘. Do you, boo!

But if not, why not? It’s been reported and polled and studied that, in U.S. at least, between 70-80% of people hate their job. I’m one of them!!! But unlike the bulk of the country who would rather call out sick than drag their crushed souls into the office Monday through Friday, I have a side hustle. I have a few, in fact. And I roll my eyes to those who do not have a side hustle at all.

Sorry, not sorry.

In all seriousness, how can anyone complain about a job they feel pays them too little and works them too hard not do anything about it? I never understood that.

Now, you may think that person can just start looking for another job but let me ask this: do you really think they’re going to find everything from that one new job?

I’m gonna go with no. And that’s ok. Its almost weird if a job is completely satisfactory that we don’t need to look anywhere else to fill our voids. Even a decent or good job may lack some soul-purpose elements.

But to work at job and not have a side hustle in the city is almost dangerous. We have rising rents, fees coming at us left and right, and for 61% of us (allegedly), no savings. I mean, why don’t you just get the lighter fluid and matches now?

Okay. Sorry, sorry. Too far. But, was it really?

2017 and 2018 were some pretty expensive years as Los Angeles made it’s way to being the 3rd most expensive city in the county. Being beat out by only New York and San Francisco. And I don’t see 2019 being a generous one. So I tell everyone who has the mindset to hear it, get you a side hustle.

If for no other reasons, for these two:

  1. Build your non existing savings or to beef it up
  2. To add more skills under your belt and become more you desirable to lucrative prospective employers (bosses who will pay you better)

In other words, a side hustle is the easiest and quickest way to increase your net worth, help you build wealth and develop and build skills.

Your job now may be about your career or a bridge to your career. But a side hustle is all about staying in the black.

Side Hustlin’ Sunday: Virtual Assistant

I am unsure if I brought this up earlier, but I will expand on this further either way.

Virtual Assistant.

Now, I know of several companies that offer legit remote Virtual Assistant opportunities, but I feel like they all require you to get yourself or be vetted through the company you’re going through. I’m firm a believer that a side hustle shouldn’t be difficult to get started. So, if you found yourself in one these companies and had no luck getting clients, strike out on your own.

You can creat a website, Facebook page, a Craigslist posting or whatever it is to help you get the word out there. By all means, do so. But also narrow down your services and packages. I’ve done this in so many forms, I didn’t know what it was at the time, just that it paid.

How I did/do it – I still use this hustle from time to time – was simple:

  • List all the services I was willing to offer and complete. Nothing on the list could be something I hated doing. ‘Cause then I wouldn’t do it.
  • Have a fixed price for each service. I used a flat monthly fee. Example, my social media marketing service was $175. My research was service was $150.
  • Offer packages. Make it more appealing by offering some of your services together for a fair price. You can offer three services for $500 or something.
  • Make sure take a deposit up front. Keeps everyone honest and fills your pockets to help some of the cost, should there be any.
  • Offer payment options: Venmo, PayPal, Square app, cash, credit card, whatever you like and think your clients might use.
  • Get a commitment timeline from your client . One month is not a good show of faith for either you or the client. A 3-month minimum commitment is ideal.

If this is an appealing opportunity, find a way to make this work and even enjoyable for you.

Happy hustlin’!

Side Hustlin’ Sunday: Graphic Design

Now, graphic designers are becoming as ubiquitous as real estate agents.Β  But that doesn’t mean you can’t make a good side hustle or even a good living being one.Β  Β And we all know that the more you do something, the more you practice at it, the better you become.Β  And the better you become, the more you can charge.

With free sites like Canva.com, you can begin to teach yourself the basics about graphic designing.Β  It’s no PhotoShop, but hey, eveyone’s got to start somewhere.Β  And once you’ve nailed resizing, duplicating and choosing the right font, maybe you can go ahead and invest in learning PhotoShop and other tools of the trade.

Much success!

Money Tip: Have An EIG

Most of us have heard of EIC, right? Well, if you’ve done your taxes this year, you probably have. What is EIC? Earned Income Credit. This is typically a tax credit families and some low to moderate income earners will get from the IRS. I’ve never qualified for EIC, so please don’t expect too many details from me on the topic.

But an EIG, I’m all over that.

What is EIG? A little catchy thingy I call “Extra Income Goal”.

Starting a side gig can bring on a host of feelings, I get it: excitement, worry, empowerment, anxiety. But once in the groove of things, we need to start focusing on certain objectives, such how much do we want to earn a month.

If we side gig for the sake of side gigging, then we’ll accept what low fees offered my unfavorable clients. Trust me, I’m speaking from experience. To help remove ourselves from this, pick a dollar amount you want to earn every month. You can have a flat dollar goal such as an extra $500 a month. Or you can do it by the day, say you want r to earn the equivalent of an extra $20 day. For the month March, that would look something like an EIG of $620. In fact, tell yourself you need to earn this amount in order to keep pursuing side gigs. Why? Think of your time, your travel, other missed opportunities you could’ve taken on.

Yes, have an extra income goal to strive for so that all efforts feel worth it. Yeah, there may be a sense of reward for doing the kind of work we actually want to do, but if we can’t afford to do it, then we lose all around.